What are Mutual Funds?

Mutual funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other assets. They provide professional management and are ideal for those seeking diversification and managed risk.

About Image

What Do Mutual Funds Cover?

image

Diversification

Invests in a variety of assets to spread risk.

image

Professional Management

Fund managers make investment decisions.

image

Liquidity

Units can be bought or sold based on NAV.

shape
shape
shape
shape

How Mutual Funds Work?

arrow
icon 01

Pooling Funds

Money is pooled to buy securities.

arrow
icon 02

Investment Strategy

Fund managers select assets based on the fund’s objective.

arrow
icon 03

Returns

Earn through capital appreciation and dividends.

icon 04

Redeeming Units

Units can be redeemed at the current NAV.

What is SIP (Systematic Investment Plan)?

SIP is a way to invest a fixed amount regularly in mutual funds. It helps in rupee cost averaging, reducing the impact of market fluctuations, and is ideal for long-term goals like retirement.

  • Regular Investment: Invest fixed amounts periodically.
  • Rupee Cost Averaging: Minimizes market volatility impact.
  • Long-term Growth: Helps accumulate wealth over time.

What is SWP (Systematic Withdrawal Plan)?

SWP allows regular withdrawals from mutual funds for a steady income stream, typically for retirement or monthly expenses.

  • Steady Income: Regular cash flow for financial needs.
  • Flexibility: Choose the amount and frequency of withdrawals.
image

Benefits of Mutual Funds

icon

Diversification

Reduces risk by investing across multiple assets.

icon

Professional Management

Fund managers handle investments.

icon

Liquidity

Easily redeem units based on NAV.

icon

Accessibility

Available to all investors, regardless of capital